Being an Owner Operator is a dream of many. It’s nice to be your own boss, going places, the joy of the open road, being in charge of such powerful machines. Yet, keeping a trucking business running comes with many challenges. Getting the best paid loads is not easy and margins get tighter as expenses keep piling. Fuel, tires, parts, maintenance and, yes, Insurance. Whether you’re a veteran or if you are just starting, you know how much truck insurance cost can impact your total costs. Yet, you cannot operate without a good insurance policy.
Here, we’ll guide you through how you can save money on the insurance policy for your trucking business by taking certain steps and leveraging your relationship with your insurance agent.
Straight to the point: Shippers will only work with you if you are adequately covered. You can get the best paying loads if you show a good enough insurance policy. So, how can we save money on Truck Insurance in Florida and Texas and have a policy that provides the needed coverage? The truth is that truly great policies provide great coverage but don’t include stuff that you don’t need and can cost you. For example, why pay for 5M coverage if you never transport hazardous materials?
So, part of the answer is that you can have a great policy and be adequately covered without paying for extras that are not relevant to your business.
And then, no mystery, there are steps that you can take to keep your insurance cost at bay. Keeping your driving record clean is one. Also, safe driving practices, pre-trip inspections, and preventive maintenance can, at the end, not only save you money on insurance, but in general, making your business more productive. There are many great articles, posts, videos and all sort of content on how to conduct pre-trip inspection and the benefits of preventive maintenance. What we can tell you here is that there is nothing like driving confidently, and besides knowing that you have great insurance coverage, that great easy feeling that comes from knowing that your truck has been thoroughly checked and is performing at its best, has no price.
The other part of the answer is that truly dedicated agents know how to save their Clients some money by carefully matching their needs with the right policy. They know which carriers are more adequate for those needs how to go about it. As we said at the beginning, you can leverage the relationship with your agent to get some savings, work with him and seek for great coverage and no fluff.
So, yes, you can lower what you pay for your insurance policy, applying common sense and good business practices, and, very important, working with a knowledgeable agent.
So, first things first. Connect with a Southwestern Insurance agent, a truly trucking insurance agency that is there to serve the needs of the trucking community. Rest assured that he can help you get the policy that allows you to drive those great loads at a price that you’ll want to pay. The rest is up to you.
Since the very beginning, Southwestern Insurance has been doing what it does best: provide customers with the best insurance options at the best possible price. We are motivated, like most of our customers by the belief that we can always do better. And like our customers, we’re not only confident that there is a better future ahead, we’re trying to create it. One policy and one customer at the time. We treat customers like we treat family. They deserve it. And, because we have been in business long enough and know the business as well as anybody, they can rest assured that we can provide the best options at the best possible prices. Come and visit any of our locations or call us. We are here to help.